Monday, February 2, 2015
People Struggles
Sunday, February 1, 2015
1099C & THE IRS AGENCY
Redeeming Time
Time is the most valuable of a commodity. We will ever invest in. To avoiding doing the obvious. Of patterns & trends in wired actions; unorganized, unfocused, unmotivated, undisciplined. If you believe it is capable of a honest return to you. Regardless of what people & situations will condition you to speculate are focus on. While going through. So listen closely, learn from a distance, forgive yourself, streamline your inner circle. So you will pay closer attention today of what and whom you invest time in. More than caring for yourself. To see clearly what is the root of; hindrance.
A purpose person means "being lonely for a season, not being lost for a lifetime".
Friday, January 30, 2015
Kool-Aid
Never apologize for who you are. Never second guess your journey in this life. Because we are all running in a race to survive.
Thursday, January 29, 2015
Money Talks
Wednesday, January 28, 2015
Gamers
Tuesday, January 27, 2015
MATTERS OF THE HEART
Monday, January 26, 2015
Wills, Trust, Term & Whole Life Insurance
The initiative to plan ahead with Wills, Trust, Term & Whole Life Insurance can be a burden to some degree. But planning ahead for your future holds a greater reward regardless if you don't believe that you possess the appropriate time and money to invest. To have your family clear of an unexpected burden is priceless. So twice because the real investments are the people you leave behind in life.
I'm certain we can all agree or disagree everyone is guilty of something. And where the truth hurts our individual’s actions prove how we either take on "responsibilities" or frown upon taking "accountability".
Term insurance: provides protection for a specific amount of time and no medical evaluation is required minus the cash value lines that might require you to live in good health for at least one year of your life. Then once the coverage terminates you are able to repeat the process once again by recalculating what has already been an investment into “Term verses Whole life insurance”. Now you must figure out the rest of what's in the best of your financial interest.
To the young people just in case you have not appointed a "legal guardianship" to care for your kids start today on who will be committed in ensuring they are properly raised. Or else you will leave them in the hands of what "the STATE will execute" of their future plans.
Life insurance: builds cash value over time, pay for accidents for instance if you were to lose a limb or go blind it still pays while you are still alive. But here's the catch the face value and amount paid in will never match up in the end.
A Living Will, Will and Trust allows the owner to set the terms attached with Medical Power of Attorney that insures the doctors follow the direction according to your final wishes.
I witnessed people make preparations for their departure here on earth by "willing" their hard earned fortunes to selected "heirs". While some people procrastinated to plan for life's misfortunes that would eventually leave their families in an "emotional state" of how they would coordinate pay for their love ones final resting place. As the remainder of people scrambled through what is left of their "unassigned gifts" because of their disobedience to the people who tried to educate them while they were still alive. They lacked to show respect and interest of what would eventually drive them mad.
Estate Tax: did you know that you can pass to your children up to so many millions tax free "loop holes for trust fund babies". It’s there if you chose to read. So what if you don’t meet these requirements today remember tomorrow someone dreamed they would eventually win the lottery? And if you are the recipient of term insurance who has plan to leave this money for the kids this will flows into the estate but watch closely before you have to pay 40 to 45% of taxes to the IRS. It would behoove you to read up on an “insurance trust” to see what will happen next.
Community Property and couple should read into rights of survivorship to ensure the spouse receives 100% and for homes left to your children read what is a "step up in cost basis" advisors say sale before putting it into your name" take some advice, think and approach cautiously.
And maybe this information does not apply to all of you. Remember every individual does not move, reside or think the same. However it is up to every individual to stay top of their GAME!
Friday, January 23, 2015
Marital Hardships
-Naughty By Nature
Thursday, January 22, 2015
Pieces of a Dream
Tuesday, January 20, 2015
Finding FAITH, Having FAITH, Losing FAITH
Life Coach
If you're looking to take a mental journey. Just never forget. Every human has to live; and experience life first. For themselves. There...